The Indian stock market was at all time high in January 2008, exactly a year ago, when the BSE sensex touched 22000 points plus.

And at that time, the entire world was saying that India is one of the few growth markets in the world with a massive young and intelligent population. And that lead to all the leading global fund managers putting in their money into India.

And within months the scene changed when the early signs of US economic crisis was sighted.

Even then there were scores of Foreign and Indian investment experts who extended theories that India is decoupled from the world, and a poor performance elsewhere in the world may not affect India’s growth rate.

But the Lehman Collapse brought the first round of massive crash in the Indian stock market. The market went down by over 40% by September 2008 and things became worse there onwards.

By the end of 2008, the market was closer to the 10000 mark, and in January 2009, along with most of the other global markets, the Indian market also went down to hit it’s multi-year low figure of below 8000 points.

So within 12 months, the Indian stock market saw both ALL TIME HIGH and also ALL TIME LOW.

That is stock market for you.

Cycling is one of the safest and easiest way to save on your doctor bill and also gas bill. Sounds funny ?.

Let us understand how ?.

By doing cycling for an hour for all your local activities, you first ensure that you take care of your physical health, even without yourself knowing it. Because , cycling helps you to physically exercise all the critical parts of your body, be it your hands / legs / shoulders / thighs / fingers / lungs etc.

Thus with good physical fitness, enabled by an hour of cycling every day, you end up saving your doctor bill, because your visits will be drastically down with lesser health issues.

The second part now.

By doing cycling for all your local activities, you are avoiding using your car or two wheeler which guzzles up the petrol / diesel for which you need to pay a lot of money.

Cycling helps you, thus, to save on your gas bill too.

So go ahead and start your cycling right away.